# Résidence principale

> Discover all the guides for buying your primary residence: PTZ, reduced VAT, BRS, controlled price. Complete guides with official sources.

Buy to live in

PTZ, reduced VAT, BRS, price-controlled homes, financing and resale conditions: build your buying journey before committing.

[Read the full journey](/en/achat-logement/residence-principale/guide)Compare available support

[Ici commencer Primary residence Everything you need to know about buying a new home as your primary residence: tax benefits, financial aid, steps and practical advice. Structure your project before viewings. Open the guide](/en/achat-logement/residence-principale/guide)

Support and purchase frameworks

## Schemes to check based on your municipality and income

An attractive benefit may be lost if the address, thresholds or intended use of the home do not qualify.

[Direct saving 5.5% VAT Benefit from the reduced 5.5% VAT rate when buying a new home. Conditions, benefits and procedures. Check the address and thresholds from the outset. Reduced VAT 5.5% Zone ANRU](/en/achat-logement/residence-principale/tva-55)[Aide financement Zero-interest loan (PTZ) The PTZ: an interest-free loan for first-time buyers. Eligibility conditions, amounts and procedures. Measure the impact on total monthly payments. PTZ Loan First-time buyer](/en/achat-logement/residence-principale/ptz)[Accession abordable BRS (Real Solidarity Lease) The BRS lets you buy a home at a reduced price in exchange for a long-term land lease. How it works and its benefits. Compare the purchase price with the land rent. BRS Long-term lease Reduced price](/en/achat-logement/residence-principale/brs)[Depends on the development Controlled price Controlled-price housing: a way to become a homeowner at a lower cost. Conditions and benefits. Read the resale conditions before reserving. Controlled price Home ownership Plafonds](/en/achat-logement/residence-principale/prix-maitrise)

## What support should I look at before buying my primary residence?

A good first step is to check PTZ, reduced VAT, price-controlled offers and BRS according to the municipality, household income and type of home. These options can change the actual budget available.

## Why read the conditions before reserving?

Some schemes require occupation as a primary residence, income thresholds, a minimum holding period or resale rules. Understanding them early prevents you from comparing only the advertised prices.

## HTML / llms.txt
- [HTML](https://handee.fr/en/achat-logement/residence-principale)
- [llms.txt](https://handee.fr/en/achat-logement/residence-principale/llms.txt)