Primary residence, new-build or resale home, buy-to-sell, LMNP, Jeanbrun, LLI, bare ownership: compare options before reserving, signing or selling your current property.
Complete guide
Filter schemes and compare primary residence, rental investment, renovated resale, wealth building and closed schemes to understand alternatives.
Life project Choose between a new-build or existing home, buy-to-sell, notary fees, financing and the signing timeline.
Active 
Purchase aid 
Home ownership 
Very popular 
New 
Wealth 
Active 
Active 
New 
Existing 
Heritage 
Heritage 
Closed 2024 Detailed guides
Depreciation, BIC and rental income optimization.
LMNP lets you rent out a furnished home under BIC taxation. Under the actual-cost regime, accounting depreciation can sharply reduce the taxable base for several years.
Comparison table
| Scheme | Benefit | Property type | Duration | Status |
|---|---|---|---|---|
| Primary residence | PTZ, reduced VAT, BRS possible | New, existing, buy-to-sell | Life project | Active |
| LMNP | Accounting depreciation | Furnished, new or existing | Unlimited | Very popular |
| Jeanbrun | Property income deduction | New-build, mid-market rental | Long term | New |
| Bare ownership | Discount, no rental income | New or existing | 15 to 20 years | Wealth |
| LLI | Reduced VAT and capped rents | New-build in high-demand areas | Long term | New |
| Denormandie | Reduction with works | Renovated existing | 6 to 12 years | Active |
| Pinel | Historical reduction | New-build | 6 to 12 years | Closed 2024 |
Yield simulator
The simulator follows the prototype approach: price, rent, tax regime and marginal tax rate. It gives a ballpark figure, then an advisor refines charges, vacancy, property tax and resale strategy.
Gross yield does not account for taxation. Under actual-cost LMNP, net yield can stay close to gross if depreciation offsets tax.
A Handee advisor adds real charges, your tax situation, market liquidity and the impact of a resale.
Local search
Local queries are structured for new-build, resale, buy-to-sell and investment in major French metropolitan areas.
Frequently asked questions
New-build offers warranties, reduced notary fees and energy performance. Existing homes can offer a more central location or a lower entry price, but works, charges and timelines must be factored in. The right decision compares total cost, not just the listed price.
You need to coordinate the valuation of your current property, the sale timeline, a possible bridging loan and the commitment on the new home. An advisor can frame the scenarios before a reservation or preliminary agreement.
Actual-cost LMNP is often attractive thanks to depreciation. Unfurnished rental can make sense with works, a rental deficit or a wealth strategy. The choice depends on your marginal tax rate, the property, expenses and holding period.
Alternatives include LMNP, Jeanbrun, LLI, bare ownership, Denormandie or actual-cost unfurnished rental. The goal is not to mechanically replace Pinel, but to choose a setup consistent with your taxation and horizon.
Yes, the first conversation, the project review and advisor support are free for individuals. You can compare solutions and be referred to a certified advisor.
Start with a method
A Handee advisor helps you compare new-build, resale, investment, selling your current property and financing before you commit.
