Buy to live in
PTZ, reduced VAT, BRS, price-controlled homes, financing and resale conditions: build your buying journey before committing.
Support and purchase frameworks
An attractive benefit may be lost if the address, thresholds or intended use of the home do not qualify.
Direct saving 5.5% VAT Benefit from the reduced 5.5% VAT rate when buying a new home. Conditions, benefits and procedures. Check the address and thresholds from the outset. Reduced VAT 5.5% ANRU area 
Financing support Zero-interest loan (PTZ) The PTZ: an interest-free loan for first-time buyers. Eligibility conditions, amounts and procedures. Measure the impact on total monthly payments. PTZ Loan First-time buyer 
Affordable ownership BRS (Real Solidarity Lease) The BRS lets you buy a home at a reduced price in exchange for a long-term land lease. How it works and its benefits. Compare the purchase price with the land rent. BRS Long-term lease Reduced price 
Depends on the development Controlled price Controlled-price housing: a way to become a homeowner at a lower cost. Conditions and benefits. Read the resale conditions before reserving. Controlled price Home ownership Caps A good first step is to check PTZ, reduced VAT, price-controlled offers and BRS according to the municipality, household income and type of home. These options can change the actual budget available.
Some schemes require occupation as a primary residence, income thresholds, a minimum holding period or resale rules. Understanding them early prevents you from comparing only the advertised prices.
